• No Comments
• Jun, 16, 2021
• 34SP9Bqd
• Money Saving

Being a single mum requires a lot of work not only on taking care of the children, but also trying to earn as much money as possible by having even three jobs. Now, If single moms could manage to save a little more, maybe they would be able to work a little less and be more with their precious little ones at home. That is why I come up with the below top 5 tips on how to save some money!

1. Don’t bring kids with you when shopping

We want to spend as much time as we can with our little babies, right? And that is why we take them with us everywhere we go, even when grocery shopping. But what happens is that our kids distract us from everything e have in mind. We forget about the strategy we thought we’d use, we ignore the shopping list in our hands and we are too disorganized to take out of the wallet those coupons and vouchers we saved. What us more importantly, if they start crying and misbehaving because they want this and that, the only way to avoid noisy scenes in public I to actually give them what they want, so we end up filling up our basket with things we don’t really need. That is why bringing kids while shopping is such a bad idea. It would be very nice to have someone keep them for you for just 30 minutes or less.

2. Educate your children to save

You may not realize how much you’d save on your electricity bill if you teach your kids also to switch off the lights when they are not using any. The same with water, gas, heat. The thing is that, being just you and them; it is a benefit to save as much as possible from any bill you can. Your kids should understand the importance of saving and help you towards the same goal. Don’t forget that you can’t be at home all the time and most probably they will stay there even without your supervision, so you need to make sure that they will support the common interest of saving, even on daily simple activities like washing the dishes or brushing their teeth.

3. Cut Childcare as an expense

Childcare expense is almost one third of a single mom’s budget. Thus, it would be great if it could be somehow avoided. The thing is, how? I am not saying that it’s a good idea to just stop paying for childcare and dump kids on the street until you come back from work. If you are already having more than one job, you might consider doing the second or the third one from home. This way you would be able to earn money and also save from babysitting your own child, for free.

4. Consider Buying a House

Don’t be surprised! This is still a tip on saving money. If you compare the costs renting a house with the monthly payments from getting a mortgage loan, you may be surprised to discover how much more beneficial it is, especially in long terms, to actually buy a house.

5. Don’t forget that kids enjoy anything

We forget how beautiful it is to just take a simple walk at the park or set on the bench and read. We ignore the fact that having a simple picnic day might be as joyful as any other visit in expensive museums or exhibitions. Kids do though. They are able to create games and have fun almost anywhere. They don’t care for expensive treatments and toys. Spending quality times together is what counts the most and this is something both you and your kids could remind yourself of.

• No Comments
• May, 08, 2021
• 34SP9Bqd
• Money Saving

Amazon is a well – known online marketplace which is used for selling & buying stuff. There’s no doubt that Amazon has made its undisputable mark on the retail world by offering shoppers a large selection of products, compound of seemingly perpetual deals and, to put it simply, comfort. However Amazon offers mind-blowing prices on everything from books and clothing to electronics and jewelry, but the best thing is that there are several ways to save even more at the online merchant.

So in that case, if there’s already a good price existing on Amazon, you still need to take a look on the below mentioned ways to save even more at the retailer.

In this article we have mentioned several ways through which you’ll be able to save even more at Amazon. So just stick to us and we will show some different ways of saving at Amazon.

Let’s get started!

Several Means to Save At Amazon

• Open An Amazon Student Account

If you are also a college student, then luck is on your side because Amazon allows college student to sign up for Amazon Student Trial account for free which lasts for six – months. In this program Amazon offers a two – day free shipping, access to unlimited photo storage and many other benefits. after that trial period ends, those college students can get an Amazon Prime membership for the half of the actual price which costs $59 per year.

• “Subscribe & Save” On Regular Purchases

By establishing regularly planned deliveries with the Amazon “Subscribe & Save” program is one of the great ways to get discounts on routine items you plan to order on a repeating basis. Think baby products, pet food, laundry supplies or snacks. These automatic deliveries come up with free shipping and other than that, Amazon will give you up to 15% discount on the whole order.

• Trade In Your Old Stuff

With Amazon Trade – in program, Amazon offers variety of gift cards to those shoppers who trade – in old electronics like phones, streaming devices, tablets, e – reader and many more. Also you can send in your old books and video games. You’ll receive a gift cards from Amazon in exchange of your eligible items. In accordance with their website “The procedure is pretty much easy & convenient with an immediate offer and free shipping”.

• Obtain 5% Cash Back with the Amazon Prime Rewards Visa Signature Card

Those people who are a frequent Amazon shopper should consider this as a credit card. With Amazon Prime Rewards Visa Signature Card you’ll be able to get 5% cashback on your those purchases which are made at Amazon.com or at Whole Foods Market, also you’ll get 2% cashback on restaurants, drugstores purchases and gas station. Furthermore, you’ll also earn 1% cashback on everything else and you can use it anywhere that Visa is accepted.

Make sure that you need to be a Prime member to get this card.

Bonus: With this card you don’t have to pay any sort of foreign transaction fees and instead you will get a Amazon.com gift card worth $70 immediately after the credit card approval.

• Shop Amazon Warehouse Deals

If you don’t have any problem in buying used items then you should check out Amazon Warehouse. The reason behind that is you’ll find open – box items like laptops, TV’s, tablets and home goods that have been returned due to some reasons, used, refurbished or somehow damaged in a warehouse. Beneath “Buying – Options” Amazon classes by condition, therefore you can tell if the item is in good order or not.

• You Can Check Out RetailMeNot For More Amazon Deals

As a source for Amazon Offers, you can use RetailMeNot. We are continuously updating our page with the most recent ways to save at Amazon and it usually have exclusive cashback offers. If you also want a coupon now then simply install RetailMeNot Genie. RetailMeNot Genie is a browser extension that immediately applies the best Amazon offers for you.

• Get Deals on Kids & Baby Items With Amazon Family

The Amazon Family program offer you exceptional deals on baby items, which also includes food & diapers. You will also be capable of getting 20% discount on your baby essentials, a free of cost baby registry welcome box and many more exclusive deals, tips & coupons. For instance you will get a flat 15% discount on the completion of baby registry. The only need you need to do to get started is to create a child profile.

• Take Advantage Of Deal Tracker Site

Amazon items prices are commonly vacillating, and using sites such as CamelCamelCamel and keepa can be really beneficial for you. You’ll get notified by these sites when the cost of an item is about to drop nearly. You can also get pricing history of thousands of items with the help of tools like this, which can help you to decide the best time to buy a product.

• Check Out Today’s Deal

You can check out Today’s deal at Amazon to take a look on “Lightning Deals” and on the “ Deal Of The Day” and many other limited time offers. You’ll be even capable of monitoring these limited time offers by just clicking “ watch – this – deal “ options.

• Register Yourself For A Free Amazon Prime Trial If You Haven’t Yet

Amazon Prime is well worth it but only in case if you are planning to shop on the routine basis with Amazon. And if you are not sure yet, then you can sign up for the 30 – days trial. By this way you will be able to experience the famous 2 – day shipping on thousands of items, unlimited music streaming, free Prime Video streaming, free access to thousands books and much more.

Once your trial period of 30 – days is up, then you will pay $119 for an yearly membership, or you can also pay $12.99 for the monthly membership. And in case if you are unhappy with your trial period? Then simply cancel it and consider your trial period as a nice freebie!

So guys this was the list of those several means through which you can save much more money at Amazon. At the end we would only say that we would love to hear from you guys, so simply drop a comment below and share your experiences with us and also let us know that which one of the above mentioned ways you have tried out and how much you’ve saved!

Good luck & have a nice day!

• No Comments
• May, 05, 2021
• 34SP9Bqd
• Money Saving

Have you ever thought of saving some extra money in your budget? Not only that, also you would be able to afford a real vacation, and at last you would be also debt – free. To solve your this issue we have put our heads together and made some extra effort to come with a list of those 15 amazing ways through which you can actually save some extra money on your monthly income.

Now most of you guys might be thinking and worried about that how should you take a start? If you guys are worried about this thing then stop worrying because here are few steps which will help you to take a start today on your money saving plan.

So  let’s get started, just simply stick to us!

Steps To Start Saving Money

The first and most important step of money saving is your mindset because saving money begins with your mindset.

Try to keep your mind away from money saving techniques. We have thought about a budget at an American based finance company named as NerdWallet, as an expenditure plan because saving money doesn’t mean you have to quit spending at all. Saving money means you just have to prioritize some of your financial goals over others.

Here are 4 simple tips depending on how much you want to save.

• Stay Focused On Your Budget
• Daily Money – Saving Tips
• Monthly Money – Saving Tips
• Long-Term Money – Saving Tips

Stay Focused On Your Budget 

So are you ready to take a start? We advise you the 50/30/20 budget for smart money management. Now most of people might be thinking that what does 50/30/20 means? So let me tell you that’s the different percentages which you have to dedicate to your different necessities, give me a minute and I will explain that to you. First of all dedicate 50% of your monthly income to all of your needs and from the rest of the 50%,  first off all you need to separate 30% from remaining 50% and dedicate it to your wants and remaining 20% to your savings. If you ever feel like that any of your quota is exceeding these percentages then make some adjustments to make them fit to the formula.

Now at this time as you are working towards your financial goals, don’t forget to put your newfound funds in your savings account to maximize your money. There are some best online accounts which pay interest rates 150 times higher as compared to large traditional banks.

Daily Money – Saving Tips

Do you know that simple pinches to your daily routine can produce small savings that add up over time. Check out the tips which I have mentioned below to save on your everyday activities such as grocery, shopping, entertainment and dining out,

1. Take Advantage Of An Automated Tool

Digit and Qapital are those 2 apps which will automatically transfer small amounts from your checking account to a different saving account. The working strategy of Bank of America is also same as each time you swipe your card.

2. Take Manual Saving Actions

You can also take manual saving actions by emptying your pocket everyday and start collecting that extra change. Now at this time as you have collected your extra change now take that to the and deposit them directly in to your saving account instead of checking account, and if you ever want to watch your savings then instead of using credit cards you should use dollar bills.

3. Plan Your Grocery Shopping

A little effort before you go for grocery shopping can actually help you to save a lot on your grocery shopping. Simply check your kitchen cabinets and make a list of groceries you need to shop for, after that use coupons and loyalty programs to make the most of your savings as you shop.

4. Order Little Servings At Restaurants

Saving money doesn’t mean that your social life needs to suffer. Eating at restaurants everyday can actually drain your bank accounts quickly, but you can still dine out and also stick to your budget. Make a choice for appetizers or split an entrée with your dining partner to save money when you eat.

5. Acquire Discounts On Entertainment

Gain benefit of free days at museums and national park and that will cause you save more on entertainment costs. Other than that you can also ask for discounts for students, senior and military persons and also for other discounts at the time of purchasing tickets for everything including concerts, movies and theme parks.

6. Formulate Major Purchases

Record your purchase of appliances, furniture, electronics and other purchases according to annual sale periods, and also don’t buy anything quickly either, also wait for a day or two before buying anything.

7. Avoid Online Shopping

Always keep in mind to avoid shopping online. When you shop regularly at a retailer’s website. It is pretty much easy to create an online account to save your billing information. But if you push yourself to input your shipping address and credit card numbers every single time you order then chances are that you will make fewer impulse purchases.

8. Create Your Own Gifts

Buying gifts for birthday’s, weddings, and graduations can quickly add up some pretty amount to your bills. Get yourself on DIY track to start saving more on gifts.

Monthly Money – Saving Tips

You might need to do some legwork in order to reduce your frequent payments, but the potential efforts makes a worthwhile. Have you ever thought that how much you could save just by changing your cable package or by refinancing your car loan? Let me tell you clearly that you can save $40 by changing your cable package and $50 just by refinancing your car loan. There are more ways through which you can save more on your monthly expenses so just stick to us.

9. Reduce Your Car Payment

Refinancing your car loan can be a great idea because by this you can save at least $1000 or more than that, depending on the time period and interest rates of your car loan. That’s just only one way there are many which you can search on internet.

• Change Your Mobile Phone Plan

When it comes about saving money on your mobile phone then one of the best ways to save on your mobile phone is to change your mobile phone plans. Other than this there are many ways to save money on mobile phones, and for starters you guys may not need the insurance plan and by removing insurance from your plan you will be able to save $100 per year per connection.

• Cancel Unnecessary Subscriptions

First of all unsubscribe that auto – renew option for all those unnecessary services which you aren’t really using, for example unsubscribe to those streaming services and subscription boxes. Doing that will help you to remove at least some of those frequent charges from your monthly statement of your credit card bills.

• Cable TV and Internet

By just changing your cable package to as low as $40 per month you will be able to save more than $1000 over two years by just switching the packages of your cable tv and internet, depending on your carrier and subscription packages.

• Keep An Eye On Your Electricity Bills

Have you ever thought that even little bit ups and downs in your electricity bills can make a big difference on your monthly expenses? So make sure that you are tracking your electricity bills properly. This can make you save a lot on your monthly bills also.

Long – Term Money Saving Tips

To save over a long term to pay for your dream vacation or to make a down payment on your new home don’t just happen easily, it requires a proper planning and discipline. To learn what you need to set your goals to save on long term just simply stick to us and we will show you that how can you make a plan and stick to it to save on long term.

• Record Your Spending

First of all get a piece of paper and pen in your hand and make a record of your monthly expenses to find out where all of your money goes. Now minus your expenditures from your income. This step will make your progress towards your goal a bit easier. To track your cash NerdWallet offers you a free cash which will help you to track your cash easily, and also by this app you can discover new ways to save and even build your credit scores.

15. Set Your Saving Goals

Before setting up your saving goals first think of the purpose why and for what you are saving money. For instance, to save for a wedding? Or are you preparing yourself to buy your first home? Keep that purpose in mind always and that will help you to stay motivated and stick to your goals. After that set a realistic and specific goal such as you have to save $5000 in an individual retirement account this year, or to pay off the debt of my credit card more faster. It is okay to take a start by little steps, it would be easier for you and will also help you to stick to your money saving plan.

Here you go guys this was the list of those 15 amazing ways through which you can save more money on your monthly income. So stop wasting time and take an action today and start saving more from today. we would love to hear from you guys so don’t hesitate to drop a comment below to let us know that how these steps helped you out in saving money.

Good luck guys and have a nice day!