Category Archives: Money Saving
The internet is literally a huge world that you can explore, whether it be for movies or for shopping – there’s something on the internet for you! In fact, you’ll be surprised by all the free stuff that you can get on the internet. That’s right, on the world-wide web, you can get your hands on lots of free stuff that could definitely be used as gifts or used in and around your hone. Interested? Well keep reading to find out how you can get free stuff through the internet.
One of the best ways that you can get free stuff on the internet is through surveys. Surveys are essentially a simply web form you will find on the internet where you have to answer some simple or complex questions. Many times, they are in relation to a large company or product that is very popular right now. For example, you may have to answer a survey in regards to how you view McDonalds or other large companies such as this.
By filling out a survey, you will be eligible, depending on who is running the survey, to get free stuff such as samples of products or even cash! These large companies are looking to collect data from real human beings such as you and I, and this means that they are willing to reward anyone who takes a small amount of time out of their day to fill out their survey. This means that you could get anything from a free meal at McDonalds or an exclusive product which hasn’t even hit the market yet!
Most of the time, surveys give rewards in two different ways. The first way is that by completing a survey you will be placed into a lottery to win large prizes. These prizes can often range from a new car, a new phone or even large amounts of cold hard cash that range in the thousands. In other surveys, you will be rewarded with small tokens of appreciation such as a coupon for large discounts of up to 90% or free products such as dishwashing liquid or a set of cutlery. Of course, the rewards that you get will be entirely based on the the type of survey that you complete. Make sure to understand the rewards you will get from completing a survey before actually starting it.
If you decide to do a few a surveys in your free time, you will end up lots of little to big rewards that could really be useful in your day to day life. Who wouldn’t feel proud being one of only a select few of people using a new soap that hasn’t even hit the market yet? Better yet, imagine the look on your face when you find out that a simple 5 minute survey has won you a new Mercedes! The possibilities are endless when it comes to online surveys.
So now you know, if you’re looking for free stuff on the internet, look no further than online surveys.
Even though I am a cutthroat frugal when it comes to saving money but I have researched the internet to come up with more tips on cutting all useless expenses but not the one that a lot of people consider should be cut. It is not a good idea to go crazy while saving money, going crazy about saving money is a different thing though. I went through a lot of tips and charts claiming that they can help save money but the things about those tips and charts is that a normal human being seriously cannot follow them without losing his/her nerves. I have come up with my own improvised ways that can help save a lot of money without cutting any basic needs.
1- Frugal Tip for entertainment
Get rid of your cable connection and any other subscriptions unless you have them for free. You can Google “Free Redbox Rental Codes” to find a lot of free movie rental codes instead of paying for them. Exchanging movies with your friends and family can also be a great way for saving money. You can dedicate a specific event for this cause where all members can bring their movies and can exchange them with one another for the ones they haven’t seen. By implementing this technique you can save up to £325 per year.
2- Frugal Tip to save fuel
You should only make 2 trips a month at most to the town each month. Whatever you have to buy should be bought at once from the grocery store to avoid unnecessary trips. It will not only help you save a lot of money on fuel but will also stop you from buying useless stuff on your each trip to the store. You can approximately £950 per year if you make only 2 trips to the town each month.
3- Frugal Tip for buying clothes
You can make a pact with yourself that you are only going to wear used clothes this year. Make a goal that you are not going to buy any new clothes instead you will only purchase used ones. You can save up to 75% money on buying used clothes as compared to the new ones. You can save up to £900 per year just by saving this 75% money on purchasing clothes.
4- Frugal Tip for washing your clothes
A great way that a lot of people know for saving money on washing clothes is to dry them on a line instead of passing them through a dryer. Although, this technique is very effective when it comes to saving money but it cannot be implemented if you have some sort of an allergy, or you don’t have a backyard or it is the winter season. A solution for this problem is getting a drying rack. If you think you don’t have enough indoor space just like me then you can go for a wall drying rack. This tip can help you save £100 per year.
Theater was once only for the entertainment of the upper class but now the audiences have become a lot much diverse. If you are a huge theater fan like me then the tips in this article will be a great help for you to enjoy theater for free. And even if you are thinking about experiencing a theater act for the very first time then you can learn how to experience it for free as well.
To start with, lookout for the theaters in your area which are coming up on dress rehearsals and ask for the permission to attend one of them because dress rehearsals are carried out for every new act to ensure that the play runs smoothly. You would have to search for one of these dress rehearsals online because they are not advertised like the main act. If you know of any friend who is into theater getting an invite for a dress rehearsal will be very easy. One of the dress rehearsals that I personally attended went great. Although the director has warned the audience, after a short introduction to the play, that some actor might not sing their lines or there might be some errors in the acting or it could also happen that the director would stop the play in the middle to change any scene but no distraction of that sort happened later during the play and we got to see a great show without having to pay £55 per head.
A lot of theaters offer free tickets for the sake of promotion especially during the theater festivals that are held in London each year usually from early June to late September. You can also get in contact with an independent theater which can provide you with free tickets to various dance performances, workshops and rehearsals. Theater Exchange Birmingham organizes a free event each month at their local venues which provides an opportunity to new directors, actors and related professionals to showcase their abilities. You can visit their website to keep an eye on upcoming events and to find out if anything interesting happening that you can be a part of for free.
Festivals provide a great opportunity to experience theater for free. The thing that makes theater great is the fact that everything that you witness would only happen once. You can’t repeat a moment that you have witnessed like you do with a recorded film. So you much experience it and should experience it for free.
As the summer is approaching, behold the holiday season is upon us. A lot of parents how to deal with the extra expenses they have to make to keep their kids entertained all day during these 6 weeks of vacations. You have to pay for holiday clubs, childcare and toys to keeping your kids from getting bored. Although, they might enjoy their vacations but your budget ends up in a tight situation. Below are some tips that can help you provide you kids a great vacation without spending any money.
– You should always plan ahead because leaving anything for the last minute always ends up with extra expenditure. You go for a picnic with no food? You end up at McDonalds. No idea what game to play? You end up buying new toys or taking them to the soft play. If you don’t plan ahead, you literally invite a money saving disaster. That is why; it is always a great idea to have meals ready on the table. If your kids are staying at your parents’, plan for a playdate beforehand. Make a schedule and implement it. Even go for a meal plan to keep your kids excited about the next fun meal so they don’t ask for junk food.
– You can look out for different events that are happening around the town and can take your kids there for a fun time for free.
– When you would have all the information you need and all of your plans scheduled then you will not have to worry about bus timetables, swimming pool timetables or any other school related activity like summer camps etc. You will know when the museums open, and how much the tickets will cost and if there are any children’s events happening there. You can also buy a family and friend’s railcard for daytrips and you will also need the information regarding the train timetables too.
– Make a boredom jar. If you don’t know what this beautiful thing is and what it does then read on. You can fill in a jar with colored papers. You can write different fun activities on these papers like jump 50 times, bake some tasty gingerbread men, trip to the zoo or choose your favorite DVD ever. As soon as your kids start moaning about being bored, you can pick a paper from the jar and do the activity instructed on it. These papers can even contain chores like do the dishes or wash the car, which might not be a lot of fun for the kids but will make the game a fair play as there are some tasty gingerbreads somewhere in that jar too.
Being a single mum requires a lot of work not only on taking care of the children, but also trying to earn as much money as possible by having even three jobs. Now, If single moms could manage to save a little more, maybe they would be able to work a little less and be more with their precious little ones at home. That is why I come up with the below top 5 tips on how to save some money!
1. Don’t bring kids with you when shopping
We want to spend as much time as we can with our little babies, right? And that is why we take them with us everywhere we go, even when grocery shopping. But what happens is that our kids distract us from everything e have in mind. We forget about the strategy we thought we’d use, we ignore the shopping list in our hands and we are too disorganized to take out of the wallet those coupons and vouchers we saved. What us more importantly, if they start crying and misbehaving because they want this and that, the only way to avoid noisy scenes in public I to actually give them what they want, so we end up filling up our basket with things we don’t really need. That is why bringing kids while shopping is such a bad idea. It would be very nice to have someone keep them for you for just 30 minutes or less.
2. Educate your children to save
You may not realize how much you’d save on your electricity bill if you teach your kids also to switch off the lights when they are not using any. The same with water, gas, heat. The thing is that, being just you and them; it is a benefit to save as much as possible from any bill you can. Your kids should understand the importance of saving and help you towards the same goal. Don’t forget that you can’t be at home all the time and most probably they will stay there even without your supervision, so you need to make sure that they will support the common interest of saving, even on daily simple activities like washing the dishes or brushing their teeth.
3. Cut Childcare as an expense
Childcare expense is almost one third of a single mom’s budget. Thus, it would be great if it could be somehow avoided. The thing is, how? I am not saying that it’s a good idea to just stop paying for childcare and dump kids on the street until you come back from work. If you are already having more than one job, you might consider doing the second or the third one from home. This way you would be able to earn money and also save from babysitting your own child, for free.
4. Consider Buying a House
Don’t be surprised! This is still a tip on saving money. If you compare the costs renting a house with the monthly payments from getting a mortgage loan, you may be surprised to discover how much more beneficial it is, especially in long terms, to actually buy a house.
5. Don’t forget that kids enjoy anything
We forget how beautiful it is to just take a simple walk at the park or set on the bench and read. We ignore the fact that having a simple picnic day might be as joyful as any other visit in expensive museums or exhibitions. Kids do though. They are able to create games and have fun almost anywhere. They don’t care for expensive treatments and toys. Spending quality times together is what counts the most and this is something both you and your kids could remind yourself of.
The word “free” really packs a punch. It gets people’s attention every time. It is human nature to want to get something legitimately without paying for it. Think of the last time a famous ice cream store advertised a “free scoop day”. The line of people wanting that free scoop probably stretched down the street and around the block. Luckily, not all freebies require you to wait in line for a couple of hours in order to get them. In fact, some are quite easy to get, and they can even be sent right to your home. Here are ideas on where you can get some really nice things with no charge.
One of the best places to find free stuff is Craigslist. There are local listings from major cities all over the world. The kinds of free things that you can find there are amazing. You can practically furnish a whole house with the amount of free furniture available out there. Sometimes people move and they just do not want to deal with moving their old furniture. So, they wind up giving them away through the classified ads. Keep in mind that the free thing usually goes to whoever answers the ad first, so if you are looking for something in particular, check the ads often.
There are websites that gather information on free samples and giveaways from manufacturers. These are usually for consumer goods, like personal care items or grocery items. When you go to one of those sites, you can usually see the latest deals on the home page, plus categories of other freebies. Most of these free offers do require you to provide your email address. You will usually get an email with a coupon good for one free item. Some will require you to provide a physical address so the sample can be mailed to you.
Restaurants will sometimes send you a coupon for a free appetizer or dessert on your birthday if you subscribe to their emails. Go to the website of your favorite restaurant and see if they offer such a deal.
There are lots of freebies for digital items. There is an abundance of free online games for practically any genre. There are free videos for learning a wide range of skills. Some very old movies are now in the public domain so you can watch them for free. There are free e-cards that you can send. Recipe sites offer countless free recipes for any type of food that you can imagine.
Take advantage of websites that gather the best freebies under one place. Different free stuff websites like mega will have different offers, so bookmark a few to give yourself the most options. Free deals are often short-lived, so check these sites often in order to get in on the deals early. Just be aware, that although you do not have to pay for the free items, you often have to give up some personal information like your email address, your name, or other pieces of information. But despite that, you usually can get a pretty good deal.
Amazon is a well – known online marketplace which is used for selling & buying stuff. There’s no doubt that Amazon has made its undisputable mark on the retail world by offering shoppers a large selection of products, compound of seemingly perpetual deals and, to put it simply, comfort. However Amazon offers mind-blowing prices on everything from books and clothing to electronics and jewelry, but the best thing is that there are several ways to save even more at the online merchant.
So in that case, if there’s already a good price existing on Amazon, you still need to take a look on the below mentioned ways to save even more at the retailer.
In this article we have mentioned several ways through which you’ll be able to save even more at Amazon. So just stick to us and we will show some different ways of saving at Amazon.
Let’s get started!
Several Means to Save At Amazon
- Open An Amazon Student Account
If you are also a college student, then luck is on your side because Amazon allows college student to sign up for Amazon Student Trial account for free which lasts for six – months. In this program Amazon offers a two – day free shipping, access to unlimited photo storage and many other benefits. after that trial period ends, those college students can get an Amazon Prime membership for the half of the actual price which costs $59 per year.
- “Subscribe & Save” On Regular Purchases
By establishing regularly planned deliveries with the Amazon “Subscribe & Save” program is one of the great ways to get discounts on routine items you plan to order on a repeating basis. Think baby products, pet food, laundry supplies or snacks. These automatic deliveries come up with free shipping and other than that, Amazon will give you up to 15% discount on the whole order.
- Trade In Your Old Stuff
With Amazon Trade – in program, Amazon offers variety of gift cards to those shoppers who trade – in old electronics like phones, streaming devices, tablets, e – reader and many more. Also you can send in your old books and video games. You’ll receive a gift cards from Amazon in exchange of your eligible items. In accordance with their website “The procedure is pretty much easy & convenient with an immediate offer and free shipping”.
- Obtain 5% Cash Back with the Amazon Prime Rewards Visa Signature Card
Those people who are a frequent Amazon shopper should consider this as a credit card. With Amazon Prime Rewards Visa Signature Card you’ll be able to get 5% cashback on your those purchases which are made at Amazon.com or at Whole Foods Market, also you’ll get 2% cashback on restaurants, drugstores purchases and gas station. Furthermore, you’ll also earn 1% cashback on everything else and you can use it anywhere that Visa is accepted.
Make sure that you need to be a Prime member to get this card.
Bonus: With this card you don’t have to pay any sort of foreign transaction fees and instead you will get a Amazon.com gift card worth $70 immediately after the credit card approval.
- Shop Amazon Warehouse Deals
If you don’t have any problem in buying used items then you should check out Amazon Warehouse. The reason behind that is you’ll find open – box items like laptops, TV’s, tablets and home goods that have been returned due to some reasons, used, refurbished or somehow damaged in a warehouse. Beneath “Buying – Options” Amazon classes by condition, therefore you can tell if the item is in good order or not.
- You Can Check Out RetailMeNot For More Amazon Deals
As a source for Amazon Offers, you can use RetailMeNot. We are continuously updating our page with the most recent ways to save at Amazon and it usually have exclusive cashback offers. If you also want a coupon now then simply install RetailMeNot Genie. RetailMeNot Genie is a browser extension that immediately applies the best Amazon offers for you.
- Get Deals on Kids & Baby Items With Amazon Family
The Amazon Family program offer you exceptional deals on baby items, which also includes food & diapers. You will also be capable of getting 20% discount on your baby essentials, a free of cost baby registry welcome box and many more exclusive deals, tips & coupons. For instance you will get a flat 15% discount on the completion of baby registry. The only need you need to do to get started is to create a child profile.
- Take Advantage Of Deal Tracker Site
Amazon items prices are commonly vacillating, and using sites such as CamelCamelCamel and keepa can be really beneficial for you. You’ll get notified by these sites when the cost of an item is about to drop nearly. You can also get pricing history of thousands of items with the help of tools like this, which can help you to decide the best time to buy a product.
- Check Out Today’s Deal
You can check out Today’s deal at Amazon to take a look on “Lightning Deals” and on the “ Deal Of The Day” and many other limited time offers. You’ll be even capable of monitoring these limited time offers by just clicking “ watch – this – deal “ options.
- Register Yourself For A Free Amazon Prime Trial If You Haven’t Yet
Amazon Prime is well worth it but only in case if you are planning to shop on the routine basis with Amazon. And if you are not sure yet, then you can sign up for the 30 – days trial. By this way you will be able to experience the famous 2 – day shipping on thousands of items, unlimited music streaming, free Prime Video streaming, free access to thousands books and much more.
Once your trial period of 30 – days is up, then you will pay $119 for an yearly membership, or you can also pay $12.99 for the monthly membership. And in case if you are unhappy with your trial period? Then simply cancel it and consider your trial period as a nice freebie!
So guys this was the list of those several means through which you can save much more money at Amazon. At the end we would only say that we would love to hear from you guys, so simply drop a comment below and share your experiences with us and also let us know that which one of the above mentioned ways you have tried out and how much you’ve saved!
Good luck & have a nice day!
Have you ever thought of saving some extra money in your budget? Not only that, also you would be able to afford a real vacation, and at last you would be also debt – free. To solve your this issue we have put our heads together and made some extra effort to come with a list of those 15 amazing ways through which you can actually save some extra money on your monthly income.
Now most of you guys might be thinking and worried about that how should you take a start? If you guys are worried about this thing then stop worrying because here are few steps which will help you to take a start today on your money saving plan.
So let’s get started, just simply stick to us!
Steps To Start Saving Money
The first and most important step of money saving is your mindset because saving money begins with your mindset.
Try to keep your mind away from money saving techniques. We have thought about a budget at an American based finance company named as NerdWallet, as an expenditure plan because saving money doesn’t mean you have to quit spending at all. Saving money means you just have to prioritize some of your financial goals over others.
Here are 4 simple tips depending on how much you want to save.
- Stay Focused On Your Budget
- Daily Money – Saving Tips
- Monthly Money – Saving Tips
- Long-Term Money – Saving Tips
Stay Focused On Your Budget
So are you ready to take a start? We advise you the 50/30/20 budget for smart money management. Now most of people might be thinking that what does 50/30/20 means? So let me tell you that’s the different percentages which you have to dedicate to your different necessities, give me a minute and I will explain that to you. First of all dedicate 50% of your monthly income to all of your needs and from the rest of the 50%, first off all you need to separate 30% from remaining 50% and dedicate it to your wants and remaining 20% to your savings. If you ever feel like that any of your quota is exceeding these percentages then make some adjustments to make them fit to the formula.
Now at this time as you are working towards your financial goals, don’t forget to put your newfound funds in your savings account to maximize your money. There are some best online accounts which pay interest rates 150 times higher as compared to large traditional banks.
Daily Money – Saving Tips
Do you know that simple pinches to your daily routine can produce small savings that add up over time. Check out the tips which I have mentioned below to save on your everyday activities such as grocery, shopping, entertainment and dining out,
- Take Advantage Of An Automated Tool
Digit and Qapital are those 2 apps which will automatically transfer small amounts from your checking account to a different saving account. The working strategy of Bank of America is also same as each time you swipe your card.
- Take Manual Saving Actions
You can also take manual saving actions by emptying your pocket everyday and start collecting that extra change. Now at this time as you have collected your extra change now take that to the and deposit them directly in to your saving account instead of checking account, and if you ever want to watch your savings then instead of using credit cards you should use dollar bills.
- Plan Your Grocery Shopping
A little effort before you go for grocery shopping can actually help you to save a lot on your grocery shopping. Simply check your kitchen cabinets and make a list of groceries you need to shop for, after that use coupons and loyalty programs to make the most of your savings as you shop.
- Order Little Servings At Restaurants
Saving money doesn’t mean that your social life needs to suffer. Eating at restaurants everyday can actually drain your bank accounts quickly, but you can still dine out and also stick to your budget. Make a choice for appetizers or split an entrée with your dining partner to save money when you eat.
- Acquire Discounts On Entertainment
Gain benefit of free days at museums and national park and that will cause you save more on entertainment costs. Other than that you can also ask for discounts for students, senior and military persons and also for other discounts at the time of purchasing tickets for everything including concerts, movies and theme parks.
- Formulate Major Purchases
Record your purchase of appliances, furniture, electronics and other purchases according to annual sale periods, and also don’t buy anything quickly either, also wait for a day or two before buying anything.
- Avoid Online Shopping
Always keep in mind to avoid shopping online. When you shop regularly at a retailer’s website. It is pretty much easy to create an online account to save your billing information. But if you push yourself to input your shipping address and credit card numbers every single time you order then chances are that you will make fewer impulse purchases.
- Create Your Own Gifts
Buying gifts for birthday’s, weddings, and graduations can quickly add up some pretty amount to your bills. Get yourself on DIY track to start saving more on gifts.
Monthly Money – Saving Tips
You might need to do some legwork in order to reduce your frequent payments, but the potential efforts makes a worthwhile. Have you ever thought that how much you could save just by changing your cable package or by refinancing your car loan? Let me tell you clearly that you can save $40 by changing your cable package and $50 just by refinancing your car loan. There are more ways through which you can save more on your monthly expenses so just stick to us.
- Reduce Your Car Payment
Refinancing your car loan can be a great idea because by this you can save at least $1000 or more than that, depending on the time period and interest rates of your car loan. That’s just only one way there are many which you can search on internet.
- Change Your Mobile Phone Plan
When it comes about saving money on your mobile phone then one of the best ways to save on your mobile phone is to change your mobile phone plans. Other than this there are many ways to save money on mobile phones, and for starters you guys may not need the insurance plan and by removing insurance from your plan you will be able to save $100 per year per connection.
- Cancel Unnecessary Subscriptions
First of all unsubscribe that auto – renew option for all those unnecessary services which you aren’t really using, for example unsubscribe to those streaming services and subscription boxes. Doing that will help you to remove at least some of those frequent charges from your monthly statement of your credit card bills.
- Cable TV and Internet
By just changing your cable package to as low as $40 per month you will be able to save more than $1000 over two years by just switching the packages of your cable tv and internet, depending on your carrier and subscription packages.
- Keep An Eye On Your Electricity Bills
Have you ever thought that even little bit ups and downs in your electricity bills can make a big difference on your monthly expenses? So make sure that you are tracking your electricity bills properly. This can make you save a lot on your monthly bills also.
Long – Term Money Saving Tips
To save over a long term to pay for your dream vacation or to make a down payment on your new home don’t just happen easily, it requires a proper planning and discipline. To learn what you need to set your goals to save on long term just simply stick to us and we will show you that how can you make a plan and stick to it to save on long term.
- Record Your Spending
First of all get a piece of paper and pen in your hand and make a record of your monthly expenses to find out where all of your money goes. Now minus your expenditures from your income. This step will make your progress towards your goal a bit easier. To track your cash NerdWallet offers you a free cash which will help you to track your cash easily, and also by this app you can discover new ways to save and even build your credit scores.
- Set Your Saving Goals
Before setting up your saving goals first think of the purpose why and for what you are saving money. For instance, to save for a wedding? Or are you preparing yourself to buy your first home? Keep that purpose in mind always and that will help you to stay motivated and stick to your goals. After that set a realistic and specific goal such as you have to save $5000 in an individual retirement account this year, or to pay off the debt of my credit card more faster. It is okay to take a start by little steps, it would be easier for you and will also help you to stick to your money saving plan.
Here you go guys this was the list of those 15 amazing ways through which you can save more money on your monthly income. So stop wasting time and take an action today and start saving more from today. we would love to hear from you guys so don’t hesitate to drop a comment below to let us know that how these steps helped you out in saving money.
Good luck guys and have a nice day!